Interest-free loans for art in the UK

When you see offers like the UK's "Own Art" program, it's easy to see why socialism's so popular in Europe. Basically the progam (or "scheme" as they put it) provides interest-free loans of up to $3500 for the use of purchasing contemporary art. From the Christian Science Monitor [via ArtsJournal]:

"I think that historically the owning of art has been seen as very elitist activity only for those with substantial incomes and people within an elite set who know about contemporary art," says Ms. Stack. "This is one of the attitudes that we hope we will be able to change."

Certainly one of my life frustrations as a hard workin' family man is that I lack the resources to fill my house with wonderful photography and in doing so become a taste maker. So you can either make art affordable by making it cheap(ish), or institute programs that assist the less affluent obtain what only the wealthy can. Still, this does little to resolve the root cause of art's sky-high prices - its scarcity. Photography, by its reproducability, attacks this head on. And, indeed, $3500 is plenty to obtain works by even the hottest of contemporary phtographers.

The catch is you've only got 10 months to pay back the loan. Payments on the Jag aren't even that high.